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The Continuing Marginalization of the Poor in America
The rich are getting richer (Less than 1% owns 90% of the wealth!), while the poor are getting poorer. That includes the working poor. During Trump’s presidential administration we saw Congress, and the President, pass trillions of dollars in tax cuts that disproportionately benefited the wealthy. There has not been any similar expenditure for low income individuals in recent decades. In fact, one has to go back over 50 years to the Johnson presidential administration to see significant spending on the poor. When it comes to helping the poor the Republicans and Democrats are united in their apathy sadly. Did you notice that nearly every single politician is wealthy? I think in the last Congress it was revealed that every single member of the Senate (50 Senators) was a millionaire. Both Republicans and Democrats are willfully ignorant, and out of touch with the concerns and problems facing millions of Americans.
It may come as no surprise that it’s very challenging and difficult being poor, but in recent years the pressures and difficulties have become worse than ever. We are reaching, in my view, a tipping point as a perfect storm of economic factors are converging to make life for the working poor and those on fixed low incomes, such as Social Security for senior citizens, as well as SSI and SSD, hell on earth.
Here are some factors that are making life so difficult for those who are on low incomes.
Inflation
In December, 2021 we saw the worst inflation in 40 years at 9.1%. Since COVID started we have seen the price of food double or even triple. This has disproportionately adversely affected those on low incomes.
Gasoline
In the past 3 years of the Biden presidential administration, we went from very low gas prices, and being energy independent, to skyrocketing gas prices. The increase was about 300% (3 times as much).
Utilities
In the past 3 years of the Biden presidential administration, the price of utilities such as electricity and natural gas have skyrocketed.
Buying Power
The purchasing power of the US dollar has been in steep decline in recent decades, currently it is at an all time low.

Wages
Wages are not keeping up with inflation! In the past 20-25 years wages have risen much too slowly as a percentage of GDP (Gross Domestic Product).
SNAP (Food Stamps)
The amount of SNAP that qualified recipients get now is much lower, when adjusted for inflation, than it was in previous decades.
Groceries
The cost of groceries has increased astronomically in the past 2-3 years. Many low income consumers are spending as much as 25% to 33% of their gross income on groceries alone! That is truly appalling. As recently as August 2022, the year-over-year level at 13.5% was the highest inflation rate for groceries since March 1979.
Higher Education
University costs have skyrocketed in recent decades, they’ve increased much higher a rate than inflation.
Home Mortgages
Home mortgages are at record highs. The vast majority of low income individuals are priced out of home ownership.
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500 Posts!
With my last post, a poem entitled “Christmas Day”, I have written 500 posts (501 including this post)! Thanks to all my readers! And thanks for your comments, likes, and feedback! Here’s to my next 500 posts! CHEERS!
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Christmas Day
As I listen to a yuletide hymn
We are saved because of Him
I reflect on Christ’s sacrificeMy dear sister Vi and I ride a sleigh
It’s a perfect Christmas day
We have on a warm blanketWhat depths of love
Sent Christ down to earth from above
We are loved by God more than we knowIn a humble stable in Bethlehem Jesus was born
On a frosty winter morn
He lay in a manger padded with hayThe King of Kings was now a helpless child
He was so tender and mild
Jesus smiled at Mary and JosephWise men came from afar
They traveled by the Christmas star
The Messiah was bornA magnitude of angels praised the King
Singing Alleluia Alleluia
How lovely they did singLost in sin
Man needed a perfect propitiation
Christ died for our sins on CalvaryThrough Christ, man is blessed forever more
That’s what Christmas is truly for
May He always be at the center of your ChristmasSo deck the halls and be merry
I pray Christ does not for long tarry
We pray for His returnby Zachary Uram
(c) 2023 -
Christmas Eve
Now is the time
For jubilation
Let Christmas mirth
Spread across the nation‘Tis Christmas Eve
The night before
Our Savior’s birth
Be steeped in Christmas loreOver two millennia ago
Christ our Savior was born
He came into the world
On a cold winter mornGod with us
Oh silent night
Christ gave
The blind sightHe was born
Of the Virgin Mary
His conception was immaculate
Ring the bells in the abbeyAngels heralded
Christ’s incarnation
He would die for us
As a propitiationMay your Christmas
Be full of good cheer
Praise and worship Jesus
All around the yearby Zachary Uram
(c) 2023 -
A Christmas Anthology of Poems

Inspired by the 12 Days of Christmas, for this Christmas season, I wrote 12 poems leading up to Christmas Eve and Christmas Day. I wrote an additional poem on Christmas Eve, and one more on Christmas Day, for a grand total of 14 Christmas/Advent poems! I hope you enjoy them!
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Joy to the World

Christ, the immortal
Condescended to mortal man
So that we who are mortals
Might become immortal
After the race is ranOut of love Christ came
Man was lost in sin
Totally depraved
He was spiritually dead
But Christ became a propitiationOn the cross
At Calvary
Jesus died
He paid the ultimate price
So that man could be set freeBehold the Lamb of God
He bore God’s full wrath
Jesus took our penalty
We the sinful wretches
He followed God the Father’s pathMary the virgin was Christ’s mother
She was as chaste as can be
The Holy Spirit overshadowed her
Nine months later Jesus was born
He would make the blind seeAs we celebrate Christmas
Let us look ahead to Easter Sunday
The day of our victory
When Christ was resurrected
We follow the WayChrist our Savior and Lord
We’re joyful for His incarnation
Because He lives
Death and sin have lost their hold on us
It’s time for a celebrationby Zachary Uram
(c) 2023 -
A Christmas Canticle
Hosanna in the highest
We praise you Lord Jesus
You alone are the finestOh Lord, we worship you
With voice and organ
Let our devotion be trueHis birth made Christmas mirth
Jesus is the sinless God Man
He saves the sons of earthChrist came on a cold night
In a humble stable
Above the Christmas star shone brightThis birth was unlike any before
He was truly the Son of God
This was history, not folkloreAs a man Christ would be a propitiation
He incarnated as a helpless babe
This is the reason for our celebrationSo eat and be merry
Pray for Christ’s return
I hope He does not tarryby Zachary Uram
(c) 2023 -
The Gospel: Defined and Defended

Background
If you ask many people, who espouse Christ and go to church every week, just what is the gospel you will get various responses. Some will say being a “good person” is the gospel. Roman Catholics may say the gospel is that Jesus died for us and is present in a real way in the sacrifice of the mass. Many evangelicals would define the gospel as the belief that Jesus was sinless, was truly the God Man (100% human and 100% divine) and died for our sins and that He rose on the third day. If you ask Roman Catholics, Eastern Orthodox, and Lutherans what the gospel is, they will frame it in terms of baptismal regeneration. This is the belief that the work of water baptism is salvific when the proper incantation of “I baptize you in the name of the Father, and the Son, and the Holy Spirit” is used.
The Problem
Actually none of these are what the true gospel is.
It is a great shame, such has biblical literacy declined that even many pastors are ignorant of the gospel. And many people who espouse Christ can attend church their entire lives without once hearing the true gospel. This is shocking and shows what a bad state the Western church is in.
When we say that the basic boilerplate gospel of “Christ was born of a virgin, led a sinless life, died as a sacrifice for us and rose again on the third day.” is insufficient it’s because the type of Christ we are believing in matters. Mormons would say they believe in Christ, but if one examines Mormon theology they will soon see that fundamental theological errors abound.
The basic precis of the gospel is a starting point. Yes one must affirm those essential truths, but to see the deeper and richer points we must go further.
Tragically, millions of people are steeped in a religious system, such as Roman Catholics, Orthodox, etc. But, they have not been regenerated! One must have sincere repentance and believe the true gospel of salvation by grace alone, through faith alone, in Christ alone, according to the Scriptures alone, for the glory of God alone!
The 5 Solas
What I have just articulated are known as the 5 Solas. They were defined by the Reformers and were instrumental in defining the structure and meaning of the true gospel which had been obscured and obfuscated for centuries. The Protestant Reformation was a return to the truly apostolic faith of the very earliest Church, the New Testament Church!
The 5 Solas are pillars which gird up Reformed theology. The Solas are:
Sola Scriptura – Scripture Alone. Scripture (God’s inerrant and infallible Word) is to be the preeminent authority structure and the only infallible authority for our faith and praxis.
Sola Fide – Faith Alone. Our justification is grounded in faith alone. No amount of good works contribute to our salvation. They do aid our sanctification. But sadly many people conflate the two.
Sola Gratia – Grace Alone. Our salvation is solely due to God’s sovereign grace alone, it is not merited in any way. There is nothing intrinsic in us which qualifies us to receive the gift of God’s grace. Nothing man does can merit salvation.
Solus Christus – Christ Alone. It is solely in Christ that we find our salvation. He bore God the Father’s full, crushing wrath on the cross at Calvary. He alone atoned for our sins. And Jesus is the sole mediator between God and man. Salvation is possible only by Christ’s agonizing death and miraculous resurrection. Mary, nor any of the so-called saints of Roman Catholicism and Orthodoxy can act as mediators.
Soli Deo Gloria (SDG) – Glory to God Alone. Everything we do as Christians is to bring glory and honor to God alone. We should constantly have at the forefront of our mind “Does this honor God? Does it bring Him glory?”
So we should now be able to see clearly how the 5 Solas are the pillars that hold up Reformed Theology and provide a fuller picture of the true gospel.
But there is yet more that should be said when defining the true gospel.
Now I’ll discuss how soteriology (the study of how we are saved) for a bit. This is another piece in the puzzle of the gospel.
What is Calvinism?
Specifically I’ll discuss Calvinism. Calvinistic soteriology is the 5 points which lucidly illuminates our view of the true gospel as defined in Reformed theology.
Calvinism is defined, in its most barebones sense, as 5 theological points of soteriology. They are known by the acronym TULIP.
T – Total Depravity. Due to the Fall, man’s nature is evil and enslaved to sin. I go further and say I, and many Reformers, believe the image of God was lost in the Fall and is restored when we are regenerated. If you’d like to learn more please see my blog post which is linked below. Man has a heart of stone. He is unable to turn to Christ, and unwilling, in repentance and belief (faith).
U – Unconditional Election. God predestined, before the foundation of the world, certain people to receive His sovereign grace. These Elect believers were not chosen on the basis of any intrinsic quality or action. This is sovereign grace.
L – Limited Atonement. Christ did not die, and He did not atone for every single person who would ever live. His atonement was limited solely to the Elect. To say it another way, Christ’s atonement was sufficient for all, but it was effectual solely for the Elect whom God had predetermined to save.
I – Irresistible Grace. We are spiritually dead before God sends the Holy Spirit to quicken our hearts and give us the gifts of sincere repentance and true faith vis a vis the true gospel. A dead man cannot revive himself. It takes an outside agency to resurrect him. Sinners are brought to faith in Christ irresistibly. As Dr. R.C. Sproul quipped, the sinner doesn’t come kicking and screaming. God so works in their heart that they come willingly. This is the effectual calling.
P – Perseverance of the Saints. Those who have been regenerated and are thus truly saved will run the good race, as the Apostle Paul says, to the very end. They will stumble, and may even fall, but over the coarse of their life as a believer, one will see a trajectory towards being Christ-like. And their spiritual lives will yield good fruit. Salvation can never be lost.
Atonement
There is one more component of the true gospel I should mention.
The gospel is also revealed fuller through the doctrine of penal substitutionary atonement (PSA). When Christ was on the cross, all of our sins were imputed to Him. He, the sinless Lamb of God, voluntarily took on every single sin of mankind and Christ bore the full wrath of God which we should have suffered. But out of love for mankind, Christ became the substitute through His propitiation. We are righteous when we are regenerated because Christ’s perfect righteousness is imputed to us. This is double imputation. Some critics say this is a case of nominalism. But I reject that assertion. When God declares something to be, it is in a real sense, not merely noministically.
Some Closing Thoughts
Tragically the vast majority of people who espouse Christ (1.3 billion Roman Catholics, 500 million Orthodox, and some millions of various Protestant sects) are ignorant of the true gospel.
I have demonstrated what the true gospel is. And how one may have assurance of salvation, viz by trusting in Christ’s grasp on you, not your grasp on Him!
God is building His Church. The true Body of Christ is invisible. Every sect and faith tradition has Elect sheep in it, among the numerous goats.
Soli Deo Gloria!
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Untitled Poem
I was a sinful wretch
My heart was made of stone
Salvation I could not catchOne day I did sincerely repent
I believed the gospel
All my deceits were spentI received sovereign grace
The Holy Spirit quickened faith in me
Jesus died in my placeNow I don’t fear the grave
Christ’s righteousness was imputed to me
I am Christ’s slaveI was engulfed in sin
I had no hope
But Christ provided a propitiationSalvation is in Christ alone
Now I spread the Good News
It was for the Elect that He did atoneby Zachary Uram
(c) 2023 -
Christmas Celebration
The dazzling Christmas lights
Glitter and glow
Oh what a showWe drive past the houses
Decorated in Christmas cheer
It’s that special time of the yearGood will toward men
And peace on earth
We thank God for our second birthWe pray for a white Christmas
Let the snow fall
We make snowmen big and tallHe redeems the sons of the earth
It’s the day of Christ’s birthday
He laid in the manger on a bed of hayThe Christmas food is always a delight
I look forward to our holiday feast
We shall have a ham and many a beastSome years we see
The Christmas star shining bright
We’ll sing along to carols until midnightA sleigh ride
Is very nice
We travel on the snow and iceHave a cup of egg nog
It can’t be beat
Enjoy a baked treatMy sister Vi and I
Listen to Silent Night
As we sit admiring our tree so brightby Zachary Uram
(c) 2023